Izingubo ezifaneleisixazululo sokulebula nokupakishaumhlinzeki kufanele ahambisane nobuchwepheshe obuthuthukisiwe ukuze ahlangabezane nezidingo zakho zomkhiqizo eziqondile. Nokho, njengoba kunezinketho eziningi kangaka ezitholakalayo, ungayikhetha kanjani efanele? Nawa amanye amaphuzu abalulekile okufanele ucabange ngawo ngokucophelela lapho ukhetha umphakeli onokwethenjelwa, ongaqonda kangcono umkhiqizo wakho futhi aqhubeke esekela ibhizinisi lakho ukuya kwelinye izinga.
1. Izindleko Nekhwalithi
2. Ukuphathwa Kokukhiqiza Nokugcina
3. Ukunaka imininingwane namasevisi
4. Isevisi Yekhasimende
5. Ukusimama
1. Izindleko Nekhwalithi
Wonke amabhizinisi akubhajethi, futhi ikakhulukazi embonini yezimpahla zokugqoka. Ukulawulwa kwezindleko kuyi-actuary kuyo yonke inqubo. Vumela ipeni ngalinye lenze inzuzo yangempela, okuyisici esibalulekile okumele inkampani yelebula neyokuphakisha icabangele wena.
Umphakeli omuhle kufanele abe nokulawula kwekhwalithi okuqinile kanye nezinketho zomkhiqizo ezivumelana nezimo futhi akwazi ukwenza amalebula nemikhiqizo yokupakisha ehlangabezana nezidingo zakho ngesisekelo sesabelomali sakho.
2.Ukukhiqiza Nokuphathwa Kwesitoreji
Imboni yezemfashini ihlale ine-oda kabusha eqhubekayo yemikhiqizo. Ukuthi ingakunikeza ukukhiqizwa okufika ngesikhathi kanye nesitoreji samahhala nakho kuyisici okudingeka usicabangele lapho uphenya abahlinzeki.
Umhlinzeki onesikali sokukhiqiza kanye nezinsizakalo zokuphatha indawo yokugcina izimpahla zesikhathi eside uzokonga izindleko ze-oda lakho nokugeleza, futhi uzogwema ukubambezeleka kokulethwa ngenxa yezinkinga zokulebula nokupakisha.
Uvamise ukuba nemiklamo engaphezu kweyodwa kumathegi nemikhiqizo yokupakisha. Ngezinye izikhathi ngisho namakhulu ezinto zokuklama kanye nezidingo, ukuze usebenzele imikhiqizo yakho nezinhlobo ezahlukene zezingubo. Lokhu kudinga isineke, ubuqotho, nokunaka imininingwane evela kubahlinzeki bakho.
Umphakeli udinga ukuthi akwazi ukufayela ngokuhlelekile futhi aphathe imibala, imisebenzi yobuciko kanye nokucaciswa kwezinqubo zokuphrinta, ukukhiqiza, nezangemuva kokukhiqiza, ukuze akwazi ukuhlangabezana nemfuneko yakho ngaso sonke isikhathi.
Njenganoma yimuphi omunye uzakwethu osebenza naye; amalebula nokupakishwa kufanele ngaso sonke isikhathi kugxile ekukunikezeni isevisi engcono. Ukufunwa kwemfashini kungashintshashintsha. Umphakeli udinga ukufunda njalo mayelana nomkhiqizo wakho, umlando wakho, nemigomo yakho, futhi eze nezixazululo ezifanelana nentuthuko yakho yesikhathi esizayo.
Ukuze benze lokhu, kufanele babe nothando lokuqamba izinto ezintsha nokuhlola, futhi bazinike isikhathi sokusebenzisa ulwazi lwabo lwemboni ukuze banikeze izeluleko zobuciko ezihambisana nokuthuthukiswa komkhiqizo wakho.
Intuthuko eqhubekayo izonakwa isikhathi eside kuzo zonke izimboni. Ukuthi inkampani ibambelele emvelweni nangokokuziphatha kubonakala ezintweni zayo ezibonakalayo, ekukhiqizeni nasekuthengiseni. Ukuqwashisa kwabathengi ngokusimama nakho kuyathuthuka.
Isitifiketi se-FSC siyindinganiso, kodwa futhi badinga ukuthi bakwazi ukuhlola ngokuqhubekayo izinto ezihambisana nemvelo, ubuchwepheshe obuqhubekayo, nezindlela zokonga amandla kanye nokunciphisa ukukhishwa kwezinto ezikhishwayo. Abahlinzeki abanezitifiketi zokusimama bazophinde bathuthukise umthelela omuhle womkhiqizo wakho.
Isikhathi sokuthumela: Jun-11-2022
